Frequently Asked Questions
Find answers to the questions we’re asked every day.
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We are finance brokers. You tell us what you need funding for, we compare our lender panel, negotiate the terms and manage the application through to settlement. You deal with one person instead of five banks.
Book a free call or send us your details. We will ask what you need, what it is for and a little about your situation, then come back with the options that fit.
Most clients hear back from us within 24 hours with indicative options. Settlement depends on the lender and the loan type, from a few days for equipment finance to a few weeks for property and development deals.
No. Start with a conversation. We will tell you exactly what each lender needs and help you pull it together once we know which option you are running with.
In most cases, nothing. Our services are paid for by the lender. Where a fee does apply, such as some complex commercial or development deals, we tell you the exact amount in writing before you commit to anything.
No. We negotiate on your behalf and often secure pricing below advertised rates because lenders compete for the deal.
None. You can take our recommendation, take it to your own bank, or walk away. There is no charge for the conversation.
We are accredited with 90+ lenders, from the major banks through to specialist commercial, development and private credit funders. That range is what lets us find options a single bank cannot offer.
We arrange funding from $50K to $300M. What you can borrow depends on serviceability, security and the lender, and we will give you a realistic number early rather than at the end.
A knock-back from one lender does not mean the deal is dead. Credit policy varies enormously between lenders, and a large part of our work is placing deals that did not fit somewhere else.
No. We do not run a credit check without your permission. Early conversations and indicative options do not touch your file.
Development and construction loans, home and investment loans, commercial property finance, business loans, asset and equipment finance, and SMSF commercial property loans.
Yes. Self-employed and business-owner clients are a large part of what we do, including alt-doc options where standard payslip evidence is not available.
Yes. We regularly consolidate multiple facilities into one structure with a better rate and a repayment schedule that matches actual cash flow.